Head of Digital

 Jonathan Holman is a technologist and banker who runs Digital for Santander in SME, Commercial and Corporate Banking in the UK. He is a mechanical engineer by undergraduate degree and has a masters' degree in banking management and practice. He has held roles in coverage (relationship banking), credit risk, operations, strategy, change and leadership. He researched and wrote his masters' degree dissertation, using scale social data in credit risk modelling, using ML / AI, which was a global first. Jonathan's team and he have won 8 global industry awards in recent years for their work in banking technology. Jonathan is a visiting scholar at the LIBF university college, amongst other academic institutions, advising and teaching on Fintech and Regtech.